A week after the White House agreed in a court order not to discharge any student loan debt until October 17, the US Department of Education on Tuesday revealed a first look at the application form for debt relief. Later this week, the court ruling on a lawsuit brought by six Republican-led states to stop the student loan relief program will decide whether to issue a temporary restraining order.

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On August 24, President Joe Biden announced the plan to cancel $10,000 to $20,000 of student loan debtand the White House assured borrowers that debt cancellation would come before Federal student loan repayments resume January 1, 2023. Although about 8 million borrowers will have their debt automatically forgiven, most of the estimated 40 million borrowers seeking student loan relief will need to apply for forgiveness.

The White House said the student debt forgiveness application would be released in early October, and the new outline gives the impression that the application is almost ready. But the impending court ruling could put a damper on that.

Find out if you qualify for the Student Loan Debt Cancellation Plan and see what the application looks like below. To learn more, avoid student loan forgiveness scams by spot those red flagsand learn what states tax student loan forgiveness.

Read more: I requested a student loan repayment. Now my forgiveness is more complicated

Are you eligible for the cancellation of your student loan?

Under President Joe Biden’s plan, the Department of Education will forgive up to $10,000 in federal student loan debt for individual borrowers who earn less than $125,000 a year or less than $250,000 for married borrowers or those who are heads of households.

You may also be eligible for additional relief of $10,000 if you received Federal Pell Grants while attending college.

How will applying for student debt relief work?

Whether you should apply for student loan debt forgiveness depends on whether the Department of Education already has your income information – this group of borrowers primarily includes those who are enrolled in income-based repayment plans.

If the department has your income data, it will automatically cancel your eligible debt. You won’t have to do anything more.

If the department does not have your income, you must complete a new application to provide the information it needs to cancel your debt.

You won’t need to upload any supporting documents or use your FSA ID to submit your application, the Department for Education said. These assertions are supported by a preview of the application which was tweeted by the official account of the White House on October 11, along with a PDF image of the proposed form.

The app appears to be browser-based, but there appears to be a mobile version as well. No one is planning a dedicated iOS or Android app for student loan relief.

Once you submit your application, it will be reviewed to determine your eligibility for debt relief, and the department will work with your loan officers to process your relief. You will be contacted if additional proof of income is required.

What information will be required on the application for student loan relief?

According to the form previewed by the Department of Education on Tuesday, the student loan debt forgiveness application has two sections: one for the borrowers’ personal information and another for an affidavit that the borrower is eligible for debt relief.

The app preview currently requires the following personal information from borrowers:

  • Last name.
  • Social Security number.
  • Date of Birth.
  • Phone number.
  • E-mail address.

The second section of the form asks borrowers to affirm that they are applying for loan forgiveness, that they are eligible based on income requirements, and that if asked, they will provide proof of income to the Department of Education before March 31. , 2024.

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You may qualify for $10,000 to $20,000 in student loan debt forgiveness.

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When will the Student Debt Cancellation App be launched?

At a press briefing on August 26, Deputy Director of the National Economic Council, Bharat Ramamurti, said the request for student debt cancellation would be posted online in beginning of October. He also said that once borrowers complete their applications, “they can expect relief within four to six weeks.”

It is not yet clear, however, whether the agreement to postpone student debt forgiveness until October 17 will impact the launch of the online application.

“Borrowers are advised to apply before around November 15, in order to receive relief before the payment break expires on December 31,” Ramamurti said.

You can choose to be notified when the app becomes available by going to the Department of Education’s subscription page and signing up to receive “Federal Student Loan Borrower Updates”, the first box check off a long list of education-related topics.

We’ll update this story with more details when the app becomes available.

If you made student loan payments during the moratorium, you can now request a refund from your loan servicer. For anyone who isn’t eligible for student loan forgiveness — or who still owes money after debt forgiveness — payments and interest are still suspended until January 2023.